Terms and Conditions

Welcome to the DiGi Advisory LLC ("DiGi Advisory," "we," "us," or "our") website at digiadvisory.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to these Terms, you must not use the Site.

• "DiGi Advisory" refers to DiGi Advisory LLC, including its principals, affiliates, and related entities.
• "User," "You," and "Your" refer to the individual or entity accessing the Site.
• "Services" refers to the governance, risk, and compliance consulting services described on the Site.
• "Content" refers to all text, graphics, images, logos, articles, documents, and other materials available on the Site.

The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes professional advice, including but not limited to legal, financial, regulatory, compliance, or risk management advice.

Viewing, accessing, or using information on this Site does not create a professional services engagement, consulting relationship, or any other professional relationship between you and DiGi Advisory. A professional services relationship is established only through the execution of a written engagement agreement signed by both parties.

You should not act or refrain from acting based on any content on this Site without seeking appropriate professional counsel specific to your institution, regulatory environment, and circumstances. DiGi Advisory expressly disclaims any liability for actions taken or not taken based on the content of this Site.

Eligibility

To use this Site, you must be at least 18 years old and have the legal capacity to agree to these Terms. By using the Site, you represent and warrant that you meet these requirements.

Permitted Use

DiGi Advisory grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal or internal business purposes, subject to these Terms.

Prohibited Uses

You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable law or regulation
• Attempt to gain unauthorized access to any portion of the Site, its systems, or its networks
• Use automated tools, robots, scrapers, or similar technologies to access, collect, or copy content from the Site without our written permission
• Transmit any viruses, malware, or other harmful code through the Site
• Interfere with or disrupt the integrity, security, or performance of the Site
• Reproduce, distribute, modify, or create derivative works of any Content on the Site without our prior written consent
• Use the Site to collect, store, or process personal information about other users
• Impersonate DiGi Advisory, its principals, or any other person or entity

All Content on the Site, including but not limited to text, graphics, logos, images, articles, frameworks, methodologies, and software, is the exclusive property of DiGi Advisory LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

The DiGi Advisory name, logo, and the four-diamond mark are trademarks of DiGi Advisory LLC. You may not use these marks without our prior written permission.

You may not reproduce, distribute, modify, display, perform, or create derivative works from any Content on the Site without our express written consent. Limited quoting of articles or insights is permitted for non-commercial purposes, provided that you attribute the content to DiGi Advisory and include a link to the original page on the Site.

DiGi Advisory publishes articles, insights, commentary, and other content on the Site and on third-party platforms such as LinkedIn. This content reflects the views and analysis of DiGi Advisory as of the date of publication.

Published content is provided for informational and educational purposes only and does not constitute professional advice. Regulatory requirements, industry standards, and best practices evolve over time. DiGi Advisory does not warrant that published content reflects the most current state of regulations or guidance.

You may reference or link to our published content, provided you attribute it to DiGi Advisory and do not alter or misrepresent the original content.

THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. DIGI ADVISORY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

DiGi Advisory does not warrant that:

• The Site will be available at all times or without interruption
• The Site will be free of errors, defects, viruses, or other harmful components
• The Content on the Site is accurate, complete, current, or reliable
• Any errors or defects will be corrected

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, DIGI ADVISORY LLC, ITS PRINCIPALS, AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO:

• Your access to or use of, or inability to access or use, the Site
• Any content obtained from the Site
• Any conduct or content of any third party on or linked from the Site
• Unauthorized access, use, or alteration of your data or transmissions

This limitation applies whether the claim is based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, and whether or not DiGi Advisory has been advised of the possibility of such damages.

You agree to indemnify, defend, and hold harmless DiGi Advisory LLC, its principals, affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

The Site may contain links to third-party websites, resources, or services that are not owned or controlled by DiGi Advisory. We provide these links for your convenience only. We do not endorse, and are not responsible for, the content, privacy practices, or availability of any third-party websites. Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.

DiGi Advisory reserves the right to restrict, suspend, or terminate your access to the Site at any time, with or without notice, for any reason, including but not limited to a breach of these Terms.

You may stop using the Site at any time. Upon termination, the following provisions survive: Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, Governing Law, and any other provisions that by their nature are intended to survive termination.

We may revise these Terms from time to time at our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

These Terms are governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Site will be resolved exclusively in the state or federal courts located in South Carolina. You consent to the personal jurisdiction and venue of such courts.

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

These Terms, together with our Privacy Policy and any other legal notices published on the Site, constitute the entire agreement between you and DiGi Advisory regarding your use of the Site and supersede all prior and contemporaneous agreements, proposals, and communications.

If you have questions about these Terms, please contact us: